The New York Stock Exchange Crash Of 1929 - 1233 Words

The open market in the United States allows for many individuals and businesses to develop and grow their capital so long as financial regulation is handled properly. Proper regulation of loans allows for reasonable restriction towards speculation and encourages business expansion. When regulation is loosely held the economy suffers from misrepresentation of loans and broker ignorance. This can be represented through the New York Stock Exchange crash of 1929, which holds many similarities to the events leading to and after the United States subprime mortgage crisis. Increased popularity of on-margin loans almost directly correlate to the subprime mortgages that were made widely available in the first decade of the twenty first century. Brokers and loan originators, who fabricated on-margin and subprime mortgage loans, increased country-wide economic risk by encouraging individuals to accept monetary burdens they could not possibly afford. Also, as individuals continued to purchase on credit, a market economic bubble was formed. Once this bubble popped the Dow Jones, what individuals typically look to for market value, suffered a massive decrease in values. Each market crash displayed these occurrences, which can be correlated to one another. On-Margin Subprime Mortgages The popularity of on-margin stock purchases and subprime mortgages increased prior to each economic meltdown. The 1920 era was a time of confidence and enthusiasm because of the market’s economic success.Show MoreRelated Black Thursday Stock Market Crash1342 Words   |  6 PagesSeptember of 1929. 1929Â…) It was anticipated that the increases in earnings and dividends would continue. (1929Â…) Price to earnings ratios rose from 10 to 12 to 20 and higher for the markets favorite stocks. (1929Â…) Observers believed that stock market prices in the first 6 months of 1929 were high, while others saw them to be cheap. (1929Â…) On October 3rd, the Dow Jones Average began to drop, declining through out the week of October 14th. (1929Â…) On the night of Monday, October 21st, 1929, marginRead More1929 Stock Market Crash1413 Words   |  6 PagesThe 1929 Stock Market Crash In early 1928 the Dow Jones Average went from a low of 191 early in the year, to a high of 300 in December of 1928 and peaked at 381 in September of 1929. (1929Â…) It was anticipated that the increases in earnings and dividends would continue. (1929Â…) The price to earnings ratings rose from 10 to 12 to 20 and higher for the market s favorite stocks. (1929Â…) Observers believed that stock market prices in the first 6 months of 1929 were high, while others saw them toRead MoreEssay on The Great Depression, Annotated Bibliography879 Words   |  4 PagesStephen G. Understanding the Great Depression: Lessons for Current Policy . Monetary Economics (1997): 1-26. This article is about the circumstances that led to the collapse of the economy in 1929. It relates to my research proposal because I am evaluating historic events that led to the financial crisis of 1929. The article discusses how deflation played an important role in expanding the depression, and how the Gold Standard, a monetary system in which a country’s government allows its currency unitRead MoreThe Stock Market Crash and The Great Depression in the US781 Words   |  4 Pages Stock Market Crash 25 billion dollars lost in 1 day, roughly 25% of the nations population was without a job, and the suicide rate skyrocketed. These are just a few factors that turned the Stock Market Crash of 1929 into the Great Depression, one of the longest and worst economic downturns of that time, according to History.com. 16 million shares were lost at the New York Stock Exchange, eliminating thousands of investors on October 29th, 1929. The Stock Market Crash impacted the United StatesRead MoreThe Stock Market Crash of 19291289 Words   |  6 Pagessignaled a new era after the end of World War I. It was an era of hopefulness when many people invested their money that was under the mattresses at home or in the bank into the stock market. People migrated to the prosperous cities with the hopes of finding much better life. In the 1920s, the stock market reputation did not appear to be a risky investment, until 1929.First noticeable in 1925, the stock market prices began to rise as more people in vested their money. During 1925 and 1926, the stock pricesRead MoreStock Market Crash of 1929 Essay878 Words   |  4 Pagessignaled a new era after the end of World War 1; an era of hopefulness when many people invested their money that was under the mattresses at home or in the bank. In the 1920s, the stock market reputation did not appear to be a risky investment, until 1929. First noticeable in 1925, the stock market prices began to rise as more people invested their money. During 1925 and 1926, the stock prices vacillated but in 1927, it had an upward trend. The stock market boom had started by 1928. The stock marketRead MoreEssay about The causes and effects of the stock crashes1596 Words   |  7 PagesThe causes and effects of the stock crashes Almost 75 years and almost 20 years ago, there were huge crashes in New York. These crashes caused an uproar throughout the nation. Number of people died, billions of dollars lost and damaged lots of lives. Those crashes had been called most severe of the 20th century. Those crashes are symbolized as Black Days. Well, you might think that those crashes could be car crashes or plane crashes or train crashes. You might also think that if nationRead MoreThe History of the Stock Market Essay830 Words   |  4 PagesThe History of the Stock Market In the beginning, there was no real stock market. However stock exchanges did take place in smaller groups and corporations. This all took place during the 1700s where stocks were already around for a long time before that but it wasnt really popular in the United States. Stocks originally started as auctions where traders called out names of companies and the shares available. There was a auction that took place and the shares went to the highest biddersRead MoreEssay on Stock Market Crash as the Cause of the Great Depression1211 Words   |  5 PagesUnited States Great Depression leads many people to believe different stories about what actually caused it. The Stock Market Crash in October of 1929 is often referred to as the beginning of the Great Depression, but did it actually cause it? The answer is that it was the spark that lit the flame of the Great Depression. The Great depression was a financial decline that started in 1929 and lasted through most of the 1930s. Its pinpoint was in North America and Europe, but plagued countries aroundRead MoreIn the main 19th century, countless new enterprises sprang up in the railroad and assembly600 Words   |  3 PagesIn the main 19th century, countless new enterprises sprang up in the railroad and assembly industries. The New York Transactions Board had next mandated an association to have a minimum of 100 stocks in order to transactions in their exchange. Countless of these new firms might not encounter such necessities to be tabulated on the Board. A cluster of non-member brokers catered to the needs of these firms as they traded their stocks beyond the registered exchanges. These brokers came to be recognized

The Top Five Online Auction Website - 2093 Words

According to Top Ten Reviews, in 2016 the top five online auction sites are eBay, eBid, Webstore, Online Auction and ePier. According to Baye, Price and Squalli, in an auction, potential buyers compete for the right to own a good, service, or, more generally, anything in value. Auctions are used to sell a variety of things, including art, Treasury bills, furniture, real estate, oil leases, corporations, electricity and numerous consumer goods at auction sites on the Internet. When the auctions take place, the seller interest is to ensure that they receive the highest price for their item. As for the buyer, the main interest is the ability to purchase an item at a lowest cost possible. eBay eBay Inc. is a global online auction†¦show more content†¦The fees that eBay could apply to you will depend of the type of seller you are, the number of items you are selling per month, type if items and the type of auction you choose to sell your items through. Per month eBay offers 50-item listing free of charge after which it charges 30 cents per any additional listing. Additional charges apply if you would like to make your listing standout with bold text, etc. Depending on the number of items that you would like to list on the monthly basis, e-Bay offers a special subscription fee for â€Å"store subscribers† with fees ranging from $20-200$ per month. Supposedly this provides a better offer to those with a big monthly number of listing. Once you sell your item through eBay, this is where the platform will make additional money. eBay will charge 10% of any item sold (including the final price the item was sold + shipping costs). So if you sold an item for $15 and your shipping costs come to $5, eBay will charge you 10% of the final cost $20, and would receive $2 of your sale. Selling Features Being the biggest online market place out there with over 100m users, Ebay provides all the selling features you can think of. Some of those features are: †¢ Submit items to search engines – eBay will submit your items to most popular search engines to help gain exposure †¢ Traffic report – eBay provides information on who your visitors are, time they spend on your page, what they

Read Only Participants Essay Sample free essay sample

More than of all time. online categories are going a feasible attack and solution for pupils prosecuting undergraduate and secondary grades. However. the handiness to these categories does non vouch all on-line pupils are having a quality instruction. Recent surveies have shown that every bit on-line class registration additions. issues with assignment completion. lower quality work. and dropout rates have risen. One survey revealed the drop-out rate for on-line pupils is 20 to 50 % ( Nagel. Blignaut. A ; Cronje. 2009 ) . ( as cited in Bernard et Al. . 2004 ) . In their research. Nagel. Blignaut. and Cronje ( 2009 ) like Klemm ( 1998 ) . Rovani. and Barnum ( 2003 ) felt it was indispensable to be participative in on-line treatments to be successful in a web-based acquisition environment. The survey besides revealed that within the practical community of scholars there exist two types of pupils that pose a hazard to the online larning community. legitimate non-participation and accid ental non-participation read-only engagement. Legitimate non-participation pupils avoid the phase and are content detecting others and lend small to the success of the group. We will write a custom essay sample on Read Only Participants Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This type of pupil does non portion personal acquisition experiences and provenders off group thoughts ( Nagel. Blignaut. A ; Cronje. 2009 ) . ( as cited in Collins. Brown. A ; Holum. 1991 ) . Accidental non-participation pupils avoid on-line engagement. Because of proficient lacks. these at-risk pupils will set off assignments. which finally contributes to the higher drop-out rate ( Nagel. Blignaut. A ; Cronje. 2009 ) . ( as cited in Miller. Rainer. A ; Corley. 2003 ) . Research for the survey was performed during an on-line 8 hebdomad computing machine integrated instruction class and used the Davies. Graff ( 2005 ) theoretical account to place any debatable features of online categories. The sample consisted of 22 pupils of assorted ages and geographical locations ( Nagel. Blignaut. A ; Cronje. 2009 ) . ( as cited in Oblinger. 2003 ) . Students researched literature on assorted subjects and posted their findings on a Learning Management System ( LMS ) treatment country. The L MS tracked how many times a pupil logged- in. messages left. and posted answers to messages. Student on-line experiences were monitored through the undermentioned: on-line quizzes. essay inquiries. and class feedback inquiries. Facilitators provided feedback to the pupils throughout class completion ( Nagel. Blignaut. A ; Cronje. 2009 ) . The survey demonstrated a strong prognostic value at the group degree. Students that were extremely seeable. had important interaction with the facilitator and contributed to online treatments validated the point that participative pupils experienced a successful class completion ( Nagel. Blignaut. A ; Cronje. 2009 ) . In order to extinguish read-only engagement. the survey supports Klemm’s ( 1998 ) facilitator recommendations: quality posters versus measure. rate single parts to group independently. rotary motion of group members. and texting of of import category information. In order to heighten the prognostic value for persons. farther surveies are required. For illustration. consideration should be given to English as a 2nd linguistic communication pupils and include them in a separate survey. A larger trial sample would be good and supply more feedback. Inte rrupting out age groups would besides turn out good in order to detect if there is a connexion between proficient lacks and higher age of participants. Finally. system demands and type of cyberspace connectivity could be included in the evaluating standard. This would be good in placing pupils in poorness from those that have proficient issues. Mentions Bernard. R. M. . Brauer. A. . Abrami. P. C. . A ; Surkes. M. ( 2004 ) . The development of a questionnaire for foretelling on-line acquisition accomplishment. Distance Education. 25 ( 1 ) . 31-47. Collins. A. . Brown. J. S. . A ; Holum. A. ( 1991 ) . Cognitive apprenticeship: Making Thinking Visible. American Educator. 15 ( 3 ) . 6-11. Davies. J. . A ; Graff. M. ( 2005 ) . Performance in e-learning: On-line engagement and pupil classs. British Journal of Educational Technology. 36 ( 4 ) . 657-663. Klemm. W. R. ( 1998 ) . Eight ways to acquire pupils more engaged in on-line conferences. Technical Horizons in Education Journal. 26 ( 1 ) . 62-64. Miller. M. D. . Rainer. R. K. . A ; Corley. J. K. ( 2003 ) . Forecasters of battle and engagement in an online class. Online Journal of Distance Learning Administration. 6 ( 1 ) . 13. Nagel. L. .Blignaut. S. . A ; Cronje. J. ( 2009 ) . Read-only participants: a instance for pupil communicating in on-line categories. Interactive-Learning En vironments. 17 ( 1 ) . 37-51. Oblinger. D. ( 2003 ) . Boomers. gen-Xers A ; millennials. Educause. 4. 37-47. Rovai. A. P. . A ; Barnum. K. T. ( 2003 ) . On-line class effectivity: An analysis of pupil interactions and perceptual experiences of larning. Journal of Distance Education. 18 ( 1 ) . 57-73.

Spirituality Effect on Drug Abuse

Introduction The main aim of this research is to determine whether spirituality has an effect on drug abuse treatment programs. Articles for the research were all published in renowned journals, and a key word search of spirituality and drug abuse led to them.Advertising We will write a custom research paper sample on Spirituality Effect on Drug Abuse Treatment Programs specifically for you for only $16.05 $11/page Learn More Some articles were too prescriptive while others did not focus on an intervention. The 3 articles did not possess these two qualities. Analysis of the articles Heinz et al. (2010) carried out an analysis of the relationship between spirituality and substance abuse treatment. The hypothesis of the study was that spirituality is appropriate in the formal treatment of addiction; the study confirmed this hypothesis. The researchers defined the dependent variable (treatment of addiction) as a treatment program consisting of 25 methadone- addicted males. They measured it on the basis of success of treatment outcomes. The authors also defined the independent variable (spirituality) as a deep relationship between oneself and a transcendent being. They measured it by the responses given by the participants. Data collection was through a focus group approach of the 25 addicts. The research lacked a control group, which undermined its ability to be randomized.Advertising Looking for research paper on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More The study did not consist of an ethnically diverse group, so its relevance to other populations may be questionable. Nonetheless, it supports the assumption that spirituality is central to recovery from drug abuse. White and Laudet (2006) main research hypothesis was that spirituality played a significant role in addiction counseling; they confirmed the hypothesis. The dependent variable was addiction counseling, and they meas ured it through success or failure rates in recovery. The group defined the independent variable (spirituality) by how a person experiences it and the intensity or authenticity of the experience. A spiritual well being scale, a self assessment scale, as well as a religious background survey, were the methods of measuring the independent variable. A study of addicted subjects enabled data collection. It came from a range of journal studies on the same. This was a comprehensive survey of existing information on the topic. Control groups existed in some articles while others did not. The divergence of the study groups used indicates that the findings can be randomized. The authors belonged to a theoretical camp in which counselors believe that scientific methods can be applied to the definition and measurement of spirituality during the treatment of addiction (Piedmont, 2004). Galanter et al. (2006) had a research hypothesis which stated that spiritual orientation is a vital part of re covery; they confirmed the hypothesis. They defined the dependent variable as abstinence from an addictive drug and measured it by the presence or absence of the addiction. In the analysis, they defined as having a relationship with God. Galanter et al. (2006) measured it through a six-item spirituality scale that they created. The studies involved substance abusers and non addicts in a methadone treatment facility, general hospital, community therapeutic area and a psychiatric service.Advertising We will write a custom research paper sample on Spirituality Effect on Drug Abuse Treatment Programs specifically for you for only $16.05 $11/page Learn More The self reported assertions of the participants were the method of data collection. Since there were control groups in each facility consisting on none addicts, the research can be generalized. It may also be randomized as the self rating scale was for all users. The authors belong to the group of practi tioners who believe that spirituality improves recovery for some patients (Galanter, 2005). Conclusion The above findings indicate that most authors largely focus on whether spirituality matters in substance abuse. In this research, it will be necessary to look into how it can be used. References Galanter, M. (2005). Spirituality and the healthy mind. Oxford: OUP. Galanter, M., Dermatis, H., Bunt, G., Williams, C., Trujillo, M. Steinke, P. (2006). Assessment of spirituality and its relevance to addiction treatment. Journal of Substance Abuse Treatment 33, 257-264. Heinz, A., Disney, E., Epstein, D., Glezen, L, Clark, P. and Preston, K. (2010). A focus-group study on spirituality and substance-abuse treatment. Substance Use Misuse 45(2), 134-153 Piedmont, R. (2004). Spiritual transcendence as a predictor of psychosocial outcome from an outpatient substance abuse program. Psychology of Addictive Behaviour, 18, 213-222.Advertising Looking for research paper on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More White, W. Laudet, A. (2006). Spirituality, science and addiction counselling. Counsellor, 7(1), 56-59 This research paper on Spirituality Effect on Drug Abuse Treatment Programs was written and submitted by user Elvis Hodges to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.